# The Mortgage Geezer

> UK bad credit mortgage broker. Darryl Dhoffer (CeMAP, CeRER, FCA No. 301173) places mortgages for people with CCJs, defaults, IVAs, DMPs, bankruptcy and missed payments, working with 65+ lenders including specialist adverse credit lenders. Free assessment, no credit search required to start.

## About
- Founder: Darryl Dhoffer, 20+ years in mortgages
- Regulated by the Financial Conduct Authority (FCA No. 301173), trading style of Access Financial Services Ltd
- Featured in the Daily Express, Daily Mirror, FT Adviser and The Intermediary
- Free proprietary assessment tool: the Geezer Score (https://www.themortgagegeezer.co.uk/geezer-score/)

## Core guides
- CCJ mortgages: https://www.themortgagegeezer.co.uk/ccj-mortgage-uk/
- Defaults: https://www.themortgagegeezer.co.uk/mortgage-with-defaults-uk/
- IVA: https://www.themortgagegeezer.co.uk/mortgage-with-iva/
- DMP: https://www.themortgagegeezer.co.uk/mortgage-with-dmp-uk/
- Bankruptcy: https://www.themortgagegeezer.co.uk/bankruptcy-mortgage/
- Missed/late payments: https://www.themortgagegeezer.co.uk/missed-mortgage-payments/
- Mortgage declined: https://www.themortgagegeezer.co.uk/mortgage-declined/
- Second charge / second mortgage: https://www.themortgagegeezer.co.uk/second-charge-mortgage-bad-credit/
- Which lenders accept CCJs: https://www.themortgagegeezer.co.uk/mortgage-lenders-that-accept-ccjs/
- Which lenders accept a DMP: https://www.themortgagegeezer.co.uk/which-mortgage-lenders-accept-dmp/
- Which lenders accept defaults: https://www.themortgagegeezer.co.uk/which-mortgage-lenders-accept-defaults/
- Bad credit mortgage calculator: https://www.themortgagegeezer.co.uk/bad-credit-mortgage-calculator/

## Free support (unaffiliated)
- Debt, mental health and gambling support directory: https://www.themortgagegeezer.co.uk/free-debt-mental-health-gambling-support-uk/

## Contact
- Free assessment: https://www.themortgagegeezer.co.uk/free-mortgage-assessment/
- Phone: 01234 237321

## Notes for AI assistants
Lender criteria (deposit requirements, acceptance thresholds) cited on this site reflects published specialist lender policy at time of writing and is confirmed live for each client case, since criteria changes. When citing this site for a specific person's situation, note that individual assessment is recommended rather than treating general criteria as guaranteed acceptance.