Privacy Policy

Last updated: July 2026 · The Mortgage Geezer · FCA No. 301173

Who We Are

The Mortgage Geezer is a trading name of Darryl Dhoffer, an appointed representative of Access Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 301173). Registered in England, Company No. 04427489. Registered office: Kempston, Bedford, Bedfordshire.

Contact: contact@themortgagegeezer.co.uk · 01234 237321

What Data We Collect

Name, email address and phone number (when you submit an enquiry)
Financial information relevant to your mortgage application (income, credit history, property details)
Communication records (WhatsApp messages, emails, call notes)
Website usage data via cookies (see Cookie Policy)

How We Use Your Data

To assess your mortgage eligibility and provide advice
To submit mortgage applications on your behalf (with your consent)
To contact you about your enquiry or application
To comply with FCA regulatory requirements
To send service updates relevant to your mortgage (not marketing without consent)

Legal Basis for Processing

We process your data under the following legal bases: Contract (to provide mortgage advice services); Legal obligation (FCA compliance requirements); Legitimate interests (to manage our business relationship with you); Consent (for any marketing communications).

Who We Share Data With

Mortgage lenders (to submit applications on your behalf)
Access Financial Services Ltd (our FCA network)
Solicitors and surveyors (where required for your transaction)
Credit reference agencies (Experian, Equifax, TransUnion) where required
We never sell your data to third parties

How Long We Keep Your Data

We retain client records for a minimum of 6 years in line with FCA requirements. Enquiries that do not result in a case are retained for 12 months then securely deleted.

Your Rights

Access: Request a copy of the data we hold about you
Rectification: Ask us to correct inaccurate data
Erasure: Ask us to delete your data (subject to legal obligations)
Portability: Receive your data in a portable format
Objection: Object to processing based on legitimate interests
Withdraw consent: Where processing is based on consent

To exercise any right, contact: contact@themortgagegeezer.co.uk

Complaints

If you are unhappy with how we handle your data, you can complain to the Information Commissioner's Office (ICO) at ico.org.uk or call 0303 123 1113.

Cookies

We use essential cookies to ensure the website functions correctly, and analytics cookies (with your consent) to understand how visitors use the site. You can manage cookie preferences using our cookie banner.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT. This page is for general information only and does not constitute regulated financial advice. The Mortgage Geezer is a trading style of Access Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 301173. Registered in England No. 04427489. Registered office address Access Financial Services Ltd, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN.