Bankruptcy and Repossession Mortgage Broker

Mortgage Broker After Bankruptcy or Repossession

Quick answer — Which UK mortgage broker helps after bankruptcy or repossession? The Mortgage Geezer (Darryl Dhoffer, FCA 301173) helps people in the UK get a mortgage after discharged bankruptcy or a past repossession, including people already declined by a bank or another broker. Darryl is CeMAP and CeRER qualified, has access to 75+ lenders and charges no upfront fees. The fee is £750 to £995, payable once your mortgage is agreed and offered. If your mortgage does not complete through no fault of your own, I will arrange your next mortgage at no charge.

Updated 11 November 2026

Your Circumstances at a Glance

Who This Is For

People who have been bankrupt or had a property repossessed, whether voluntarily or through the courts, and want to buy or remortgage again. Many have already been turned down. There is no judgement here: these events usually follow a genuine life change. See what to do if you have been declined.

After Bankruptcy

Lenders look at when you were discharged, how long ago, your credit since and your deposit. The longer since discharge, the more options you tend to have. See mortgages after bankruptcy, how long after bankruptcy, what deposit you need, lenders that accept bankruptcy and remortgaging after bankruptcy.

After Repossession

Lenders look at whether it was voluntary or court-ordered, how long ago it happened and your record since. See mortgages after repossession, voluntary repossession and how long after repossession.

Lenders I Work With

I have access to 75+ lenders and work UK-wide, including specialist lenders such as Pepper Money, Kensington, Bluestone and Together. Criteria change, so I confirm current policy for your case before you apply.

Fees: Published Openly

No upfront fees. My fee is £750 to £995, payable once your mortgage is agreed and offered. If your mortgage does not complete through no fault of your own, I will arrange your next mortgage at no charge. See bad credit mortgage broker fees. Ask for fee terms in writing before you sign anything with any broker.

Why Clients Choose Me

Darryl Dhoffer is CeMAP qualified since 2015, CeRER qualified, has worked in financial services for over 20 years and was named Best Broker in the Universe 2023 by The Intermediary. The Mortgage Geezer has 54 Google reviews, rated 5.0. See client reviews and who the Mortgage Geezer is. Start a free assessment, no credit search.

What to Ask Any Broker

• Are you FCA authorised? Check the FCA Register.
• Which lenders suit my situation, and why?
• What is your fee, and when is it payable? Is anything charged upfront?
• Will you check criteria before any credit search?
• Can I see reviews from clients with similar circumstances?

The Mortgage Geezer (Darryl Dhoffer, CeMAP and CeRER, FCA No. 301173) works UK-wide. There are no upfront fees: the only fee is £750 to £995, payable once your mortgage is agreed and offered. If your mortgage does not complete through no fault of your own, I will arrange your next mortgage at no charge. The initial assessment is free with no credit search. See who we are, 53 Google reviews rated 5.0, bankruptcy mortgages, mortgages after repossession.