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Best Broker in the Universe 2023 · FCA No. 301173

Who Is The Mortgage Geezer?

Darryl Dhoffer
Darryl Dhoffer
CeMAP · CeRER · FCA 301173 · ⭐ 52 Reviews
"I specialise in exactly this. Free assessment — no credit search, no obligation. I respond within 2 hours."

The Mortgage Geezer: UK-wide bad credit mortgage broker, FCA No. 301173.

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52 Google Reviews Best Broker in the Universe 2023 65+ Lenders FCA No. 301173 01234 237321 📰 As Seen In Daily Express

Who Is The Mortgage Geezer?

Quick answer — Who is The Mortgage Geezer? The Mortgage Geezer is a UK-wide bad credit mortgage broker run by Darryl Dhoffer (CeMAP, CeRER), a trading style of Access Financial Services Ltd, FCA No. 301173. There are no upfront fees: the only fee is £750 to £995, payable once your mortgage is agreed and offered. It has 52 Google reviews rated 5.0.

Updated 30 October 2026

Key Facts at a Glance

What The Mortgage Geezer Does

The Mortgage Geezer helps people who have been declined a mortgage, or expect to be, because of adverse credit. Darryl checks which lenders suit your credit profile before you apply, so you avoid unnecessary credit searches, then arranges the application. Read about CCJ mortgages, bad credit remortgages, agreements in principle and the most lenient lenders.

In the Press

Darryl Dhoffer has been quoted in FT Adviser, the Daily Express, What Mortgage and the Daily Mirror. See all press coverage.

Frequently Asked Questions

Who is The Mortgage Geezer? ›
The Mortgage Geezer is a UK-wide bad credit mortgage broker run by Darryl Dhoffer. It is a trading style of Access Financial Services Ltd, authorised and regulated by the Financial Conduct Authority, FCA No. 301173. It helps people with CCJs, defaults, IVAs, DMPs, missed payments and other adverse credit find a mortgage.
Is The Mortgage Geezer FCA authorised? ›
Yes. The Mortgage Geezer is a trading style of Access Financial Services Ltd, authorised and regulated by the Financial Conduct Authority, FCA No. 301173. You can verify this on the FCA Register at register.fca.org.uk.
Where is The Mortgage Geezer based? ›
The Mortgage Geezer works with clients across the whole of the UK, mostly by phone, email and WhatsApp. The registered office of Access Financial Services Ltd is Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN.
How much does The Mortgage Geezer charge? ›
There are no upfront fees. The only fee is £750 to £995, depending on complexity, and it is payable once your mortgage is agreed and offered by the lender. The initial assessment is free with no credit search.
Who is Darryl Dhoffer? ›
Darryl Dhoffer is the founder and adviser at The Mortgage Geezer. He has been CeMAP qualified since 2015, is CeRER qualified, and has 20+ years in financial services. He won Best Broker in the Universe 2023, awarded via The Intermediary, and has been quoted in FT Adviser, the Daily Express and What Mortgage.
What credit problems can The Mortgage Geezer help with? ›
Satisfied and unsatisfied CCJs, defaults, missed or late payments, IVAs, DMPs, bankruptcy and arrears, as well as first-time buyers, remortgages and home movers with adverse credit. Acceptance depends on the lender's criteria and your circumstances, and nothing is guaranteed.
How is The Mortgage Geezer different from an online mortgage platform? ›
The Mortgage Geezer is a named specialist adviser who checks which lenders suit your credit profile before any application, so you avoid unnecessary credit searches. See the comparison of online platforms and a specialist bad credit broker.

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No credit search. No obligation. Darryl personally reviews every enquiry and responds within 2 hours.

01234 237321 contact@themortgagegeezer.co.uk FCA No. 301173 52 Five-Star Reviews
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Lender criteria, rates and deposit requirements quoted on this page are indicative and subject to change without notice. Individual circumstances vary. This page provides general information only and does not constitute regulated financial advice. The Mortgage Geezer is a trading style of Access Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 301173. Registered in England No. 04427489. Registered office address Access Financial Services Ltd, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

The Mortgage Geezer · Darryl Dhoffer, CeMAP qualified since 2015 · FCA No. 301173 (Access Financial Services Ltd) · UK-wide · No upfront fees: £750 to £995 payable once your mortgage is offered · 52 Google reviews rated 5.0 · Best Broker in the Universe 2023 · Who we are