Bad Credit Mortgage in Kettering — Specialist Help Available
If you have been declined by your bank or building society for a mortgage in Kettering due to bad credit, Darryl Dhoffer can help. As a whole-of-market specialist bad credit mortgage broker he works with 65+ lenders including specialist adverse credit lenders not available on comparison sites.
🏦 What Lenders Look At
- Type of adverse credit — CCJ, default, DMP, IVA, bankruptcy
- Age of the adverse credit — older is always better
- Whether issues are satisfied or resolved
- Deposit size and income affordability
- Overall credit profile and recent behaviour
Instant readiness score out of 100 in 60 seconds. No credit check, no obligation.
🎯 Get My Free Score →❓ Common Questions
Can I get a mortgage with bad credit in Kettering?
Yes — in most cases. Bad credit covers a wide range of situations from mild (missed payments) to serious (bankruptcy). Darryl assesses every case individually and matches you to the lender most likely to approve your application.
My bank declined my mortgage because of bad credit — what now?
A bank decline is not the end. Banks use automated scoring that auto-declines anything outside strict criteria. Specialist lenders take a different approach — they look at your full picture. Darryl has 65+ lenders on his panel including many you will not find on comparison sites.
How much deposit do I need with bad credit?
It depends on the type and age of your adverse credit. Mild cases like old missed payments may only need 5-10%. More serious cases like recent defaults or CCJs typically need 15-25%.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
This page is for general information only and does not constitute regulated financial advice. The Mortgage Geezer is a trading style of Access Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 301173. Registered in England No. 04427489. Registered office address Access Financial Services Ltd, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN.