CCJ Mortgage in Kettering — Specialist Help Available
A CCJ does not have to prevent you from getting a mortgage in Kettering. Darryl Dhoffer is a specialist bad credit mortgage broker who places CCJ cases regularly. Working with 65+ lenders including specialist adverse credit lenders not available on comparison sites.
🏦 What Lenders Look At
- Age of the CCJ — older is significantly better
- Whether the CCJ is satisfied or unsatisfied
- The amount of the CCJ
- Whether there are multiple CCJs
- Deposit size — 10%+ for satisfied CCJs over 2 years old
❓ Common Questions
Can I get a mortgage with a CCJ in Kettering?
Yes. CCJs are one of the most commonly placed bad credit situations. Specialist lenders including Kensington, Pepper Money and Bluestone consider CCJ applications daily. Darryl will match you to the right lender.
How old does my CCJ need to be to get a mortgage?
There is no minimum age but options improve significantly at 1, 2 and 3 year marks. A satisfied CCJ over 3 years old with a 10% deposit has excellent options.
Does a satisfied CCJ help my mortgage application?
Yes significantly. A satisfied CCJ shows lenders the debt was repaid and is treated more favourably than an unsatisfied CCJ.
The Mortgage Geezer is a trading style of Access Financial Services Limited, authorised and regulated by the Financial Conduct Authority — FCA No. 301173. Registered in England No. 04427489.
Your home may be repossessed if you do not keep up repayments on your mortgage.
This page is for general information only and does not constitute regulated financial advice. Individual circumstances vary. Lender criteria are subject to change without notice.