Defaults Mortgage Broker

Mortgage Broker for Defaults

Quick answer — Who can get me a mortgage with defaults? The Mortgage Geezer (Darryl Dhoffer, FCA 301173) helps people across the UK get a mortgage with defaults, whether recent or old, single or multiple, satisfied or unsatisfied, including people already declined by a bank or another broker. Darryl is CeMAP and CeRER qualified, has access to 75+ lenders and charges no upfront fees. The fee is £750 to £995, payable once your mortgage is agreed and offered.

Updated 12 November 2026

Your Circumstances at a Glance

Who This Is For

People with one or more defaults on their credit file who want a mortgage, a remortgage or to move home. Many have already been turned down. There is no judgement here. See what a default is and whether a default will stop you getting a mortgage.

What Lenders Look At

Lenders look at how many defaults you have, how recent they are, how large, whether they are settled and how you have managed credit since. See how many defaults you can have, how long defaults affect a mortgage and high street lenders and defaults.

By Type of Default

• An old default
• Multiple defaults
• A satisfied default
• A credit card default
• A telecoms default
• First-time buyer with defaults
• A small default and a 5% deposit
• Remortgaging with defaults

For a default alongside other credit issues, see IVAs and defaults and poor and bad credit.

Lenders I Work With

I have access to 75+ lenders and work UK-wide, including specialist lenders such as Pepper Money, Kensington, Bluestone and Together. Criteria change, so I confirm current policy for your case before you apply.

Fees: Published Openly

No upfront fees. My fee is £750 to £995, payable once your mortgage is agreed and offered. If your mortgage does not complete through no fault of your own, I will arrange your next mortgage at no charge. See bad credit mortgage broker fees. Ask for fee terms in writing before you sign anything with any broker.

Why Clients Choose Me

Darryl Dhoffer is CeMAP qualified since 2015, CeRER qualified, has worked in financial services for over 20 years and was named Best Broker in the Universe 2023 by The Intermediary. The Mortgage Geezer has 54 Google reviews, rated 5.0. See client reviews and who the Mortgage Geezer is. Start a free assessment, no credit search.

What to Ask Any Broker

• Are you FCA authorised? Check the FCA Register.
• Which lenders suit my situation, and why?
• What is your fee, and when is it payable? Is anything charged upfront?
• Will you check criteria before any credit search?
• Can I see reviews from clients with similar circumstances?

The Mortgage Geezer (Darryl Dhoffer, CeMAP and CeRER, FCA No. 301173) works UK-wide. There are no upfront fees: the only fee is £750 to £995, payable once your mortgage is agreed and offered. The initial assessment is free with no credit search. See who we are, 53 Google reviews rated 5.0, mortgages with defaults, how many defaults you can have.