The Mortgage Geezer · Trading Style of Access Financial Services Limited · FCA No. 301173
The Mortgage Geezer is a trading style of Access Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Financial Services Register number 301173. You can check this on the Financial Services Register at register.fca.org.uk or by contacting the FCA on 0800 111 6768.
Insurance: We offer products from a range of insurers for non-investment contracts, such as Life Insurance, Critical Illness Cover, Income Protection and Family Protection Plans. We will advise and make a recommendation after assessing your insurance needs.
Mortgages: We offer a comprehensive range of mortgages from across the market, but not deals only obtainable by going direct to a lender. We will advise and make a recommendation on residential mortgages, second charge, further advances, unsecured lending and consumer buy-to-lets, after assessing your needs.
Alternative Finance Options: We provide advice on second charge regulated mortgages and unsecured lending such as personal loans, taking into account all options before making a recommendation.
Insurance: We do not charge a fee for our insurance service — we are paid commission from the insurer. You will receive a quotation detailing any other fees relating to the policy.
Mortgages: We charge a fee of £750 to £995 depending on the complexity of your case. This fee is only payable once your mortgage has been agreed and offered by the lender — not upfront, and not if your application is unsuccessful. We will also receive commission from the lender. You will receive a European Standardised Information Sheet (ESIS) detailing any fees and the actual commission we receive.
We have a full complaints handling procedure — see our Complaints Procedure for details. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
We are covered by the FSCS. You may be entitled to compensation if we cannot meet our obligations. Insurance advising and arranging is covered for 90% of the claim without any upper limit. Mortgage advising and arranging is covered up to a maximum limit of £85,000.
We have a vulnerable clients policy to ensure we provide appropriate support and adjust our services where necessary.
The Mortgage Geezer, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN
Tel: 01234 237321 · Email: contact@themortgagegeezer.co.uk
No credit search. No obligation. Darryl personally reviews every enquiry and responds within 2 hours.
Lender criteria, rates and deposit requirements quoted on this page are indicative and subject to change without notice. Individual circumstances vary. This page provides general information only and does not constitute regulated financial advice. The Mortgage Geezer is a trading style of Access Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 301173. Registered in England No. 04427489. Registered office address Access Financial Services Ltd, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.