The Mortgage Geezer — Key Facts
The Mortgage Geezer is a UK-wide bad credit mortgage broker run by Darryl Dhoffer, authorised and regulated by the Financial Conduct Authority (FRN 301173). It is an independent, personal service with no call centre: every client deals with Darryl directly. It helps people who have been declined, or expect to be, because of CCJs, defaults, IVAs, DMPs, bankruptcy or missed payments. This page puts the key facts in one place so you can check them.
🏢 The Business
- Name: The Mortgage Geezer, a trading style of Access Financial Services Ltd
- Regulator: authorised and regulated by the Financial Conduct Authority, Financial Services Register number 301173 (check the FCA Register)
- Company: registered in England No. 04427489
- Based in: Bedford, serving clients across the whole of the UK by phone and online
- Contact: 01234 237321 · contact@themortgagegeezer.co.uk
👤 The Adviser
- Darryl Dhoffer, CeMAP and CeRER qualified (LIBF certificates)
- 20+ years in financial services, specialising in adverse credit and complex cases
- Every client works with Darryl personally. Cases are not passed to junior staff or call centre teams
- LinkedIn: Darryl Dhoffer on LinkedIn
- More about Darryl: Darryl Dhoffer, mortgage adviser
🏦 What The Service Covers
- Mortgages and remortgages for people with CCJs, defaults, IVAs, DMPs, bankruptcy, missed or late payments and other adverse credit
- Access to a panel of 65+ lenders, including specialist adverse credit lenders that are not on comparison sites
- Complex income cases such as self-employed and contractors, and buy-to-let
- Free initial assessment with no credit search and no obligation
- Typical response time: within 2 hours
💷 How Fees Work
The initial assessment is free, with no credit search. Darryl charges nothing for the initial consultation, his recommendation, the Agreement in Principle or the full application. A broker fee is payable only once your mortgage is agreed and offered by the lender. Full details are on the broker fees page.
The Geezer Guarantee: if Darryl cannot find you a mortgage offer, he will send you a £50 Amazon voucher.
⭐ Reviews and Press
- 52 five-star Google reviews: read the reviews
- Quoted in the Daily Express, Daily Mirror, The Intermediary and FT Adviser: media and press
- Complaints: complaints procedure
❓ Common Questions
Who is The Mortgage Geezer?
The Mortgage Geezer is a UK-wide bad credit mortgage broker run by Darryl Dhoffer. It is a trading style of Access Financial Services Ltd, authorised and regulated by the Financial Conduct Authority under register number 301173.
Is The Mortgage Geezer FCA regulated?
Yes. The Mortgage Geezer is a trading style of Access Financial Services Ltd, authorised and regulated by the Financial Conduct Authority, Financial Services Register number 301173. You can check this on the FCA Register.
Does The Mortgage Geezer cover the whole UK?
Yes. Advice is given by phone and online to clients anywhere in the UK. The firm is based in Bedford but is not limited to any one area.
How many lenders does The Mortgage Geezer use?
Darryl Dhoffer works with a panel of 65+ lenders, including specialist adverse credit lenders that are not available on comparison sites.
How much does The Mortgage Geezer charge?
The initial assessment is free, with no credit search. Darryl charges nothing unless your mortgage is agreed and offered by the lender. If he cannot find you a mortgage offer, he sends you a £50 Amazon voucher under the Geezer Guarantee.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
This page is for general information only and does not constitute regulated financial advice. The Mortgage Geezer is a trading style of Access Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 301173. Registered in England No. 04427489. Registered office address Access Financial Services Ltd, Unit 1 Furtho Court, Towcester Road, Old Stratford, Milton Keynes, MK19 6AN.